Insurtech Gateway Incubator

The fastest place to build and launch your idea

The Insurtech Gateway incubator allows founders to retain more equity in their business as the time required to get authorisation, underwriting capacity and investment capital is reduced. In turn this decreases the need to raise frequently and further dilution.

How we enable speed

Instant insurance capacity

So that you can start a pilot

Underwriting partnerships made easy

Our panel of insurer and reinsurer partners provide our insurtech portfolio with underwriting capacity; accordingly providing support for the policy and product development, however the wording and pricing is the founders intellectual property. Finding an underwriter to take on liability for a product can often take up to 12 months or more, leveraging our panel and Lumley’s network of insurance experts, we can save startups this time and hassle.

On-demand investment

We take away the uncertainty

Investment pipeline from Pre-Seed to Series B+

We treat each deal on a case by case basis. We are always founders-first in our approach, both in our unique terms and also supporting the rest of their investment process. We have a wide ranging ability to frame and fund our businesses to achieve growth goals. We call on the relationships of Angels, Family Offices, our shareholders (including Hambro Perks) and strategics; calling on the most appropriate funding to ensure startups can achieve their goals. As we don’t run a set programme we can support this time consuming process to leave founders energy in place for the Sales program, which is the lifeblood of any successful business.

how we enable speed

2-week authorisation process

This normally takes up to 12 months

The world’s 1st authorised insurtech incubator.

To sell an insurance product  you must be fully authorised by the FCA. The Gateway is authorised in it’s own right, which allows our insurtech startups to sell their products as an Appointed Representative of the Gateway, under our license. Here, founders can start testing their product in a number of weeks, rather than 12 months. We will also support their journey to gain independent authorisation, so they can go solo when they are ready.

What are we looking for?

Portfolio Highlights

Come and see us

If you are not quite ready to pitch, book in for an ‘office hours’ session, for an exploratory and confidential chat, with one of our team.


Book it

Contact information

We can’t wait to hear all about your new InsurTech business idea! Enter your information and we will send you a form to help you structure your thoughts. This will ensure you get the most out of your time when we meet.